Alphonse Durepos | Ad Sigma

30 June, 2021

Life Insurance For Diabetics And Why Insurance Companies Are Starting To Invest In Bitcoin

by Alphonse Durepos

in Cryptocurrency

Diabetes is a chronic health ailment affecting the way our body converts food to energy. Most of the food we consume is broken down to sugar (glucose) and released into the bloodstream. When our blood sugar rises, it sends a signal to our pancreas to release insulin which serves as a key to let the blood sugar into the cells of our body for energy.

A person with diabetes either doesn’t make adequate insulin or can’t make use of the insulin it creates as well as it should. Not enough insulin or when cells cease to respond to insulin, excess blood sugar remains in our bloodstream. This could severe health problems over time like vision loss, heart disease, and kidney disease.

The Insurance Surgery – Assisting Diabetics Secure The Best Life Insurance Policy

People with diabetes are eligible to get a life insurance at reasonable premiums from the best and right insurance providers. The Insurance Surgery help diabetics obtain a life insurance. They are the top diabetes life insurance company in the industry where their team of experts individually asses every client’s situations to determine which insurance providers will offer the best coverage and premiums.

Many people with diabetes think that getting a life insurance isn’t possible or can be a big challenge. But this isn’t the case as long as you know where to look. Having asses your specific condition and situations, the experts at The Insurance Surgery know the top insurance providers to get in touch with and obtain coverage more quickly. If you find this interesting and appealing, check out

Cryptocurrency And Life Insurance

A life insurance is something that you may want to consider including in your financial plan especially if you would want to provide your loved ones a measure of security. Proceeds from a life insurance policy could be utilized to pay for final expenses, settle outstanding debts, or even cover daily expenditures. Whether a life insurance is a wise investment may be dependent on what your needs are as well as what you want a policy to do for you.

When signing up for a life insurance, you agree to pay a monthly premium to your insurance provider in exchange for a certain payout upon your demise if your policy is active. The insurance provider collects the monthly premium from its clients. Since they don’t expect to pay out every death benefit claims straightway, they then invest that money in bonds, stocks and other profitable automobiles. Typically, insurers prefer to make an investment in safe places since substantial losses would be disastrous if the insurer isn’t able to pay out claims.

But, some insurance companies have begun putting their float on investments that are considered as higher risk, Bitcoin in particular. This means that insurers have put some of their float to invest in Bitcoin.

According to findings from a previous survey by NYDIG, over 46 million of Americans now own Bitcoin. They also found that of those who hold an active life insurance policy, half have possession of digital assets like Bitcoin. This is because investing in cryptocurrency is now easier than ever. In the survey, more than half of the respondents are willing to receive all or some of their payouts in the form of Bitcoin.

Whether you would want your insurer to make an investment in Bitcoin, or if you want to get paid in cryptocurrency, finding the best insurance policy is crucial to make certain it matches your every need.

8 February, 2021

The Forex Market And The Cryptocurrency Market

by Alphonse Durepos

in Cryptocurrency

The market of foreign exchange is the biggest as well as the busiest financial market in the globe as it has opened numerous opportunities to traders which has allowed them to earn a large sum of money in only a short period of time. While this a fact, forex trading isn’t all rainbows and butterflies. When engaging in forex trading, it is crucial that you have good knowledge and understanding of the forex market prior to making decisions.

The Forex Market – Working With An Experienced Forex Broker

Similar to other forms of investments, it is fundamental that you make time to research and study the conditions surrounding forex trading. To do this, many forex investors and traders partner with a forex broker, with the presence of the best Islamic forex broker in the industry, to help them in their forex trading journey and evade any frustrations and obstructions towards making a favorable trade.

Let’s have a look at some of the advantages of working with a forex broker, such as the best Islamic forex broker, for anyone who would want to make some profits.

They Help You Better Understand the Forex Market. If you are new to the forex market and forex trading and decide to do it on your own, you may encounter plenty of challenges, roadblocks and even losses. To avoid such, work with a professional forex trader as he/she can teach you the ins and outs of the market and forex trading and can also do the bidding for you.
They Aid You In Making Decent Profits. Forex markets are extremely volatile and disruptive. If you want to earn decent profits, you have to be open-minded as well as keep to a minimum your expectations. Working with an experienced forex broker can very much help you earn decent profits.
You Save A Lot of Time. Learning and implementing what you have learned about forex trading, not to mention being constantly updated of the market, is actually time-consuming. If you are impatient or already have a lot on your plate, it is best and wise to hire a reliable and trusted forex broker. They can do the trading for you and work on commission. This is better than exhausting all your valuable time learning how to trade on your own.

The Cryptocurrency Market – The Benefits of Crypto Trading

While forex trading can be very profitable, there are those who prefer to do crypto trading. Yes, there is an opportunity to make huge profits in the cryptocurrency market. However, similar to forex trading, it is imperative that you have knowledge and understanding of cryptocurrency, the crypto market and of course crypto trading. But, why is crypto trading so appealing to many even if it isn’t considered a legal tender? Below are some reasons:

Runs 24 Hours. The market is open 24/7 since a government doesn’t control it making it decentralized. Hence, crypto traders can make a trade at any time of the day.
Transparency and Security. With the blockchain technology, your transactions and crypto wallet are transparent, however your personal information are hidden. In terms of making money transfers, transparency is crucial. When making use of cryptocurrency and the blockchain, security is increased as the protocol or the transaction cannot be changed or manipulated by anybody.
Cheap Trading Fees. Compared to the usual bank payments, particularly for transaction of high-value, crypto transactions fees are very low.
Volatility. The volatility of cryptocurrencies makes the market very exciting. Because of this, crypto trading bots have become prevalent among traders as it allows them to always control their trading.

9 September, 2020

Financial Options – SME Loan Broker And Crypto Lending

by Alphonse Durepos

in Cryptocurrency

Finance Brokers provide assistance to consumers looking for the right kind of loan that will meet and match their unique financing needs and conditions. In order to effectively do this, a Finance Broker lay their knowledge, expertise and experience throughout an extensive range of products from numerous lenders. They make every effort and initiative to recommend products that they believe, from their expertise, will suit the goals and needs of clients.

SME Loan Broker – Who Are They?

SME Loan Broker from Avant Consulting does just that. They offer a gamut of loan brokering services, which includes Temporary Bridging Loan, Hire Purchase, Industrial Property Loan Financing, Commercial or Shophouse Property Loan, Mortgage Refinancing, and Residential Financing to name a few. As they are dedicated to provide excellent service, they closely work with every client they have to ensure that their financial option is modified and fitted to their specific corporate needs and individual needs as well as lessen interest rates and other fees for them.

Such financial expert is imperative for consumers to explore and discover every financing option they have. They establish rapport, build client’s confidence and trust as they make such crucial financial decision.

In essence, a loan broker is an individual or a firm that functions as a go-between or financial intermediary for a borrower and a lender. Traditional as well as non-traditional lenders utilize the services of brokers to provide and complete all the needed applications, documentations, as well as all the processes to assist borrowers throughout the loaning process.

Crypto Lending – What Is It?

While many choose traditional loan financing that require the usual collateral, there are borrowers who opt for crypto lending. This trend has opened up possibilities for both big and small crypto players.

Crypto lending is a rather simple concept wherein borrowers make use of their digital assets, cryptocurrencies, as collateral to acquire a stablecoin or fiat loan. Lenders, on the other hand, provides the borrower the needed assets at an interest rate they both agreed upon. Crypto lending could also work the other way around where borrowers provide stablecoins or fiat as collateral to be able to borrow cryptocurrency.

To put it in simple term, crypto lending is collateralized loans. Although this may not sound rather revolutionary and innovative, crypto lending is still a powerful financial option that open up more opportunities and benefits for individual borrowers, businesses, traders, as well as users, which includes faster loan processes, increased accessibility, much more flexible loan terms, lower interest rates and fees, and higher standards of safety.

With the introduction and rise of crypto lending, the benefit and functionality of cryptocurrencies has considerably increased. While still in its stage of infancy, crypto lending is projected to grow as the size of the crypto lending market surpasses 10 billion US dollars when it comes to overall loan origination.

8 July, 2020

Cryptocurrency As Loan Collateral

by Alphonse Durepos

in Cryptocurrency

Personal loans are an amount of money borrowed from licensed lenders which you could use for various reasons, such as for big purchases and emergency expenditures. These loans are settled or repaid typically on a monthly basis for a certain period of time depending on your situation as well as how diligent you are at settling your payments. Personal loans could be very beneficial as long as you use it well and could manage to repay it.

If you need a personal loan, always transact with a licensed money lender. For instance, https://www.accreditloan.com/ is a licensed money lender in Singapore providing high-quality loans that will match your every need. With their innovative digital solutions, their loan process is easy, convenient, quick and very much secure.

https://www.accreditloan.com/ has been is service for more than 17 years. That is 17 years of experience in the financial industry. And within those years, they have made over 200 thousand clients happy and very much satisfied with their lending service making them a very reliable and credible lending company to transact with. So, if you want to be a happy client as well, choose a licensed, credible and reliable money lender for a conveniently smooth process, from the application stage to repaying your loans.

Secured And Unsecured Loans

Loans could either be unsecured or secured. Unsecured loans don’t need any form of collateral to be able to borrow some money whereas secured loans require you to provide a collateral that you agree to give up to your lender in the event that you cannot settle the loan. A few examples of accepted collateral are personal or business car, real estate, investment accounts, and valuables like jewelry, fine art or collectibles.

A more modern form of collateral are your cryptocurrencies. Cryptocurrencies (cryptos) are digital currencies that aren’t controlled or regulated by any government unit or by any financial authority. There over 1,000 kinds of cryptocurrencies, Bitcoin being the first ever to be released in 2009.

What are crypto-backed loans and why consider taking one?

Crypto-backed loans are loans wherein you use your cryptocurrency assets as collateral. In the past, many crypto holders are forced to sell their crypto assets for fiat money if they need it. Now, instead of selling their assets, they use it as collateral to be able to borrow fiat money like the USD. This allows them to keep ownership of the assets while obtaining access to the fiat they need.

What can you use a crypto-backed loan for?

Similar to personal loans, you could make use of a crypto-backed loan for various reasons, which includes:

Purchasing Real Estate or a Home
Paying Travel or Vacation Expenses
Financing A Start-up
Divesting Investments
Settling High-cost Debts Such as Student Loans

5 June, 2020

Cryptocurrency For Stablecoins

by Alphonse Durepos

in Cryptocurrency

Although there are several reliable and trusted money lender Singapore, picking the right one that would suit your needs could be a tedious and frustrating process since there are numerous aspects that you need think through, including:

Licenses and Accreditation: Of course, it is crucial that the money lender Singapore has the necessary license from the government showing that they are operating legally and have met all the imposed standards and requirements. It has to be accredited by professional bodies as well to show it is a reliable, trusted and professional moneylender.
Reputation: Reputation is weight aspect to consider. Nowadays, people rely on reviews from previous clients to see how well they interact with people and provide their service. Money lenders with excellent reviews have excellent reputation.
Fees: All certified moneylenders will charge a certain fee when you get a loan and for the services they provide. Hence, look into these fees and compare them with other money lenders. Also ensure they are reasonable and affordable.

Crypto-backed Loans

Usually, moneylenders require some type of collateral for a loan to be approved. While borrowers provide collateral like their home, their car or other assets and property they have, others make use of cryptocurrency to back their loans.

As many are already aware, borrowers are able to make use of their cryptocurrency assets to serve as collateral when loaning fiat currency or stablecoins from lenders who accepts cryptocurrency as a collateral. This could actually work the other way around as well wherein borrowers make us of fiat currency or stablecoins as the collateral to borrow cryptocurrency assets.

What are Stablecoins?

Stablecoins provide a lot of benefits that other cryptos don’t offer. Although they are similar to cryptocurrencies, stablecoins are more stable, as its name implies.

In a market wherein the value of the assets that one holds violently fluctuates, the choice to ‘store’ the value of funds in a manner that it eliminates volatility is rather crucial. Such option isn’t only for crypto traders, but also to retailers accepting cryptocurrencies without having to worry about the values fluctuating.

In most circumstances, most of the stablecoins are pegged or attached to broadly utilized fiat currencies, whereas some are pegged on commodities like as Gold.

What Are They Used For?

For numerous crypto traders, stablecoins serve as a fallback or an alternative when they would like to hedge their crypto without having to cash out to fiat currency. This is quite effective particularly when markets are bear or if the intend to keep revenue in fiat. The currency of the world, after all, is still fiat not cryptocurrencies like Bitcoin.

Stablecoins are expected to develop into a significant element in decentralized finance, popularly known as DeFi. DeFi offers an alternative to the present financial systems and structures with one that is designed and created on public blockchains.

As mentioned, stablecoins are also use for peer to peer loans. If DeFi is to progress and expand, stablecoins will surely play a significant role since people will be needing a way of transacting with one another without the volatility, and without wasting or losing advantages of cryptocurrencies.