Fully Understanding the Value Of Local SEO

Many business owners now fully understand the importance of incorporating Search Engine Optimization (SEO) in their ecommerce websites. However, the importance of local SEO is yet to be given full emphasis about its value especially to small businesses and that its implementation is different from national SEO campaigns.

Phoenix SEO company for example, provides the whole range of services but will make sure to apply a well-balanced approach in carrying out SEO strategies; especially in the marketing, content creation, link building and business citation processes. The goal is to attain ranking as the website with the most relevant solution to consumers that you and your closest competitors are looking to win over.

Yet such factors are easy to mention when explaining about Local SEO and why each element is valuable for the ecommerce websites of small businessess.

Understanding Why Local SEO Services are Essential to Small Businesses

While make think of your business is one that needs little introduction in your community, you have to consider the fact that there are other entrepreneurs in your location engaged in the same line of professional work or offering the same kind of technical skills or products. What consumers want is to locate the providers near them who can extend the best deal with the best results.

1, One way that SEO commits to marketing your business is to make your website visible to local customers once start canvassing and getting quotes about the solutions being offered in addressing their respective problems. Although Google may have already indexed your website as a potential provider or source of information, you can reinforce the visibility of your business to Google by getting listed in Google Places. This Local SEO Marketing strategy has greater impact in mobile searches for location-specific queries.

2. Business citations such as the feedback that customers willingly give to show appreciation for a job well done at a fair price. Business citations are crucial to your ranking with Google especially those that appear in other websites or published in social media platforms not as promotional items but as recommendations to those looking for solutions to specific problems.

3. Link building is a method of acquiring business citation but must be executed in a manner that demondtrates ties to your business as a relevant topic being discussed by another website. This approach may include guest blogging actions but one that will project the host website as an authority, let’s say, in accepting  cryptocurrency as payments and not as a promoter of the guest blogger’s business.

4. Sharing of Creative Media and Infographics is now an important tool especially where local Millennials and Gen Zers are concerned. As the new breed of consumers, they prefer to get quick but complete information without having to read through an entire article or watch a lengthy video discourse.

5. When choosing a company to help improve your SEO, the best ones are those who know what local consumers use as keywords and keyphrases when searching for suppliers or service providers.

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Adding Cryptocurrency as Payment Option in Your Online Store

Cryptocurrency exchange is a revolutionary ecommerce solution of accepting virtual tokens as payments, to ensure the security of online business deals. If you’re into ecommerce as an online retailer, adding cryptocurrency among your payment options is one way to expand your consumer base.

While others look to cryptocurrencies as a form of investment, some companies consider the creation of a proprietary cryptocurrency exchange platform as support for an owned cryptocurrency exchange system. Blockchain developers provide technological services in carrying out projects that tackle developments for cryptocurrency exchange, cryptocurrency wallets and the related mobile apps development.  What you need is a tech professional who focuses on providing ecommerce website development services to set up your cryptocurrency business requirements.

Basic Requirements When Looking to Add Cryptocurrency Among Your Payment Options

First off, you need to decide which of the cryptocurrencies to accept as payments. Since Bitcoin is the most popular, your core choice will likely be Bitcoin or BTC. How the website developer integrates the crypto payment option depends on the ecommerce platform hosting your online store: e.g. WooCommerce, Shopify or Magenta, in light of the availability of plug ins or application extensions for crypto payment features such as buttons and customized invoices

Your ecommerce website developer will inform you of the need to have a crypto wallet hosted by a crypto exchange site. This tool will enable you to accept, hold and send different types of digital money like BTCs.

Important Pointers When Choosing a Crypto Payment Processor

You need to open a merchant account with a Payment Processor that also delves into cryptocurrency transactions. However, it’s important to carefully evaluate the services available to you, including the transaction fees imposed as charges per transaction. This should not be an issue because one of the key advantages of dealing with crypto is the avoidance of hefty charges imposed by traditional financial institutions.

An important consideration when choosing a payment processor is that it’s not banned in some countries. Keep in mind that cryptocurrency works under a decentralized financial system, which means they are not regulated by any government. As it is, China has its own cryptocurrency and does not accept BTCs and other types of crypto money in their blockchain systems.

Choose a payment processor who diligently installs updates and encryption backups to beef up the security of your wallet.

Last, but not of the least importance, is the Customer Support team who will notify you immediately of problems, in case acceptance of cryptocurrency will be temporarily halted. After all, you need to provide your customers with explanations if ever the option is not available at the moment.

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Important Info on How the IRS Imposes Taxes on Cryptocurrency Gains

If you’re wondering whether you have to pay taxes on crypto transactions, the answer is yes, but only if you profited from trading crypto coins for fiat money. This is because the IRS views crypto money as digital assets that you can buy and sell and not legal tender that you can use to pay for goods and services. Yet in recent developments, Coinbase, the leading digital money exchange platform has made it possible for taxpayers to file returns as well as receive IRS tax refund in cryptocurrency.

Tax filers though have to use the TurboTax, tax preparation software, as it is capable of converting tax returns into bitcoin or ethereum; or any of the more than 100 kinds of digital money available in the cryptocurrency market.

When is a Cryptocurrency Transaction Taxable?

Taxes on crypto assets are due only if there is a taxable transaction like selling. Even if your crypto holdings increase in value due to the volatile price indices of digital currencies, any theoretical gain as owner or holder is not taxable. Such gain is taxable only if realized and converted into real currency like fiat money.

If, on the other hand, loss was incurred in trading your cryptocurrencies for actual money, the IRS allows you to include it in your deductions.

Can You Avoid Reporting Your Crypto Transactions to the IRS

Even if the main advantage of dealing with cryptocurrencies is that you can remain anonymous when buying, selling or using digital money as payment, the IRS requires licensed cryptocurrency exchange entities like Coinbase to file IRS form 1099-K as part of their tax return.

Payment settlement entities like online crypto exchange sites are required to report customers who transacted more than 200 cryptocurrency deals and who have traded more than $20,000 during the taxable year.

On your part as a taxpayer involved in cryptocurrency investing, you have to report your crypto transactions by way of IRS Form 1040. Here, cryptocurrency investors provide details about any type of digital currency transaction made during the year.

How Does the IRS Tax a Cryptocurrency Income?

Taxes on cryptocurrency revenues depend, if the gain was realized from a long term or short term transaction.
A long term gain means a taxpayer owned and held the digital asset for a year or more before selling it. If so, any gain from the cryptocurrency sale is subject to capital gains tax. The applicable rate depends not only on the amount of taxable gain but also on the status of the taxpayer: single, married or head of the family.

If on the other hand a taxpayer sold the digital asset within one year or less than 365 days of owning the crypto money, the profit realized is regarded as a short term gain. The tax applicable will also depend on the status of the taxpayer. The income from selling the crypto will be subject to the applicable rate prescribed in the tax table for income taxes

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Why Cryptocurrencies Do Not Qualify as Sustainable Investments

Cryptocurrencies as offshore financial services, if lacking in political support simply implies absence of endorsement that is vital for sustainable investments. While secrecy is a trait common to both offshore and crypto investments, offshore jurisdictions have to comply with international anti-money laundering and anti-terrorism laws, as well as with global policies in order to attract traditional investors.

The adoption of cryptocurrencies as offshore investment products puts offshore regulators in a position in which they have to continuously update their legal framework. The need to keep pace with changes in technological developments is necessary to ensure that the integrity of their international financial services and products is not undermined by market manipulators

On the other hand, cryptocurrencies in the world of investments, will find it difficult to make their way into the mainstream operations of big corporate organization. This is in light of the global movement to address the effects of climate change. The movement includes obligating big corporations to integrate and adopt sustainable and environment friendly practices, which cryptocurrencies like Bitcoin cannot offer.

Today, the most popular and sought after funds are the so-called ESG funds, which are a type of mutual funds in which the selection of securities focus mainly on corporate organizations highly rated for their ESG initiatives.

How Do ESG Funds Affect the Viability of Crypto Assets as Investment Options?

The ESG acronym stands for Environmental, Social and Governance indicators, by which corporations are rated based on their levels of support for the global movement in the battle against the effects of climate change. ESG mutual funds limit their stock investments on companies committed to reduce greenhouse gas emissions, improve social conditions and adopt policies for sustainable operations

Where part of the goal of ESG is to help achieve the global goal of attaining zero CO2 emissions, companies who accept or buy bitcoins and altcoins, immediately lack qualification for the ESG standards. The blockchain technology with which crypto miners work to solve encryptions is energy intensive. Crypto mining sites have been identified as among the largest users of CO2-emitting fossil fuel.

Sustainability of ESG Assets vs. Digital Assets

While the price of bitcoin surged to reach an all time high of $63K sometime this year, it was due to the participation of traditional investors in the buying activities. However, the value of the digital asset started to dwindle and dropped, down to prices that immediately spelled huge losses for a number of investors.

Many traditional investors learned that in not meeting the ESG rating, their viability in the securities market can be affected. Whales also affected the sustainability of bitcoins, as many bought billions worth of the digital coin to push the price index higher; only to dump their bitcoins later after determining the huge profits they stand to gain from the fluctuating prices of bitcoin.

Market analysis of stock performances revealed that the stocks of highly rated ESG corporations are the most resilient and steadfast under any kind of economic conditions. However, it should be understood that the performances of ESG shares are not based on individual trading but for being the stocks chosen by mutual fund providers. Einvestment Offshore Fund as an example, applies the principles of sustainability when investing the funds entrusted by users of their online investment platform.

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Investing in Foreign Securities ; Diversify with Malaysian Equity Securities

When looking to diversify one’s investment portfolio, don’t be surprised if your financial advisor recommends for you to add some foreign-based equity shares. Today, global trading now includes financial opportunities to invest in equity shares of publicly-traded companies in other countries. In the past several years, one such country that has gained high repute as a source of healthy foreign investments is Malaysia.

Although the country did not escape the difficulties that nations went through during the initial year of the global pandemic, Malaysia remains as a viable source of sound investment opportunities. The country after all, has an abundance of highly skilled, English-speaking citizens making up the workforces of domestic businesses; factors that helped the country land the number 12 spot in the World Bank’s 2020 ranking of 190 economies. Actually, Malaysia’s ranking upped by 3 spots, as it was previously ranked as15th in World Bank’s 2019 assessment.

Still, being a predominantly Muslim country with almost three-fifths of its population adhering and practicing the teachings of Islamic faith, the Malaysian government has substantial discretionary powers in managing investment projects, including those involving direct foreign investments.

Take note that foreign direct investments (FDIs) are different from investing in foreign stocks. FDIs entail infusing capital funds that would make a foreign investor the owner or part-owner of a foreign-based business.

Accessing Foreign Markets via International Exchange-Traded Funds I(ETFs)

While there are several ways by which an investor can access foreign stocks, one of the most common approaches is by way of International Exchange Traded Funds or (IETFs). Basically, ETFs gives investors exposure to multiple markets because a single

ETF contract comprises several types of investments e.g. stocks, bonds, commodities or a combination of investment types. IETFs therefore focus on different marketable securities listed in the financial markets of a foreign country, let’s say in Malaysia. Like any type of equity securities, IETFs can be traded as regular investment products in financial markets outside of Malaysia

Yet when planning to trade with IETFs, you must first consider a number of factors that can influence the viability of your foreign investments. Aside from trading costs, fees and trading volumes, you should also take a look at the liquidity and portfolio holdings of the company from where you will buy IETFs.

Trading with Foreign Equity Securities Online

It is also possible to invest on foreign equity securities by way of an online trading platform. In Malaysia for example, investors can participate in the financial markets through representation of a licensed broker. However, not all online brokers operating from Malaysia are guaranteed as reputable and licensed.


Nonetheless, AskTraders Analyst Team has performed a review of Malaysia’s leading online securities trading platform, Rakuten Trading, to give you an idea of what to expect.


AskTrader’s Rakuten Trade review discloses that this broker is the holder of a restricted Capital Markets Services Licence (CMSL) issued by Malaysia’s Securities Commission. As a matter of fact, Rakuten enjoys the prestige of being a multi-award-winning equity broker, while having the distinction of being the first of its kind in the country’s financial trading industry.

Moreover, it is well liked by many because it offers the lowest fees, while allowing idle cash in trading accounts to earn interests.

Rakuten’s most recent award in addition to the many recognitions it has received since inception, is the 2018 Malaysia FinTech Award for being the FinTech Company of the Year. Still there have been instances when the trading platform of this broker became the subject of several complaints regarding trade orders that were not executed; albeit already locked-in as transactions of some affected customers.

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WTO Trading Forecasts Underscore the Need for Reliable Trading Signals

WTO Trading Forecasts Underscore the Need to Have Reliable Trading Signals

The WTO reported that after the surge of 2nd and 3rd waves of COVID-19 in Europe, growth in global merchandise trade is likely to slow down in the 4th quarter. Now more than ever, traditional forex and cryptocurrency traders are finding the need to seek for reliable trading signals to improve the results of their trading strategies. While there are different ways to go about it, the most convenient and fastest method is to use the services of entities providing trading signals as products and services.

Brief Overview of WTO’s Good Trade Barometer

According to the World Trade Organization (WTO), it has become apparent that when economies briefly reopened and resumed with global trading in the second and third quarters, the pent-up demands resulting from the first global lockdown have been met with adequate inventory stocking. Based on the WTO’s Good Trade Barometer for November, other components indicated mixed readings, to which a potential resurgence of the pandemic will have a considerable impact on how trading will carry on in the months ahead.

As it is now the case, the slow exchange of products in the international markets will likewise affect forex trading.

What is the Relationship between World Trade and Forex Trading

Every country trades with other countries, it’s just that nations trade more than others. That being the case, trading behaviors can affect how the value by which foreign currencies are purchased in the forex market. In layman’s term, if a country sold more during the day, it follows that the purchasing countries will also have to exchange their domestic currency into the currency acceptable as payment to the selling nation.

Now to illustrate by way of a hypothetical example, let’s say the U.S. imported products from another country like Canada, paying means a corresponding amount of U.S. dollars will be used to purchase an equivalent amount in Canadian dollars as payment for the Canadian goods. If on the other hand, Canada didn’t buy any product from the U.S. this will result to a trade deficit on the part of the U.S. There is no need for Canada to buy U.S. dollars either.

If U.S. world trade continues to experience trade deficits not only from Canadian trades but also from other countries, and for a prolonged period, the purchasing power of the U.S. dollar in world trade is bound to decline. Such decline is termed as inflation, which in the long run would lower the country’s exchange rate.

Mainly because the inability to sell U.S. domestic products to foreign countries will reduce the country’s trading capital, where and when trading is largely one sided . Where borrowing becomes necessary, the interest rate on such borrowings will cause the US dollar to weaken further.

Now supposing Canada continues to show a strong performance in world trading, from which it gains considerable amount of trade surplus, such developments will lead to growth in Canada’s trading capital. Moreover, if the U.S. purchases or imports goods from Canada on credit basis, the amount that Canada will collect from the U.S. will include interest payments and therefore further weaken the US dollar value against the Canadian dollar.

This hypothetical example is only an exaggeration of how global trades transpire, in order to show how trade deficits, trade surplus, inflation and interest rates and other similar factors can affect the value of different currencies.

Advice on What to Look for In Providers of Trading Signals

When looking for the most reliable trading signals provider, keep in mind that your goal is to improve your profits. Therefore it is not enough that the trading signals are based on mere word-of-mouth tips coming from the grapevine or based on personal perceptions of some market analysts.

Consider the services of signals trading firm AltSignals, which aside from providing signals derived from in-depth analysis of data, maintains special focus on providing only quality signals; as opposed to churning signals in large quantities. Moreover, altsignals services include learning modules that will enable newcomers to develop a better understanding of how trading markets behave.

As one of the best providers of trading signals, the transparency by which the company offers its services is one of the compelling factors that attracted more than 80,000 customers to sign up with AltSignals.

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Is a Cryptocurrency-Based Credit Card Feasible?

While American Express Credit Card enables cardholders to make cashless payments on purchases, it’s not a feasible financial solution in a blockchain platform. If ever a cryptocurrency-based credit payment system will be developed by American Express (AMEX), cardholders must have enough digital money in their e-wallet to pay merchants who accept bitcoin or other altcoins like Ethereum, Bitcash or Litecoin.

Both AMEX Credit Cards and cryptocurrencies are cashless methods of payment, yet the former enables acquiring or purchasing of goods or services without requiring immediate cash payment. Cryptocurrencies on the other hand, is cashless in nature, but backed by a blockchain system that confirms there is actual cash involved in every virtual transaction.

A Quick Look at How PayPal Offers Cryptocurrency Services

Even if payment processor PayPal is now offering cryptocurrency services to its customers, the services offered are restricted to buying, selling and holding of digital money within its Cryptocurrencies Hub.

While there are PayPal merchants who accept cryptocurrency as modes of payment, PayPal does not allow customers to make direct payments using digital money of whatever type. Mainly because PayPal’s blockchain partner Paxos, has to confirm the validity of every cryptocurrency transaction through a process that is entirely different from the payment processing method used by PayPal.

Credit cards like AMEX can fit into PayPal’s payment processing system as a service to customers looking to pay a PayPal merchant on credit. After all, AMEX Credit Card holders only have to confirm the validity of their AMEX card online via americanexpressconfirmcard.live in order to have the credit payment processed and approved.

How Does Cryptocurrency Payments Work in a Blockchain Platform

Cryptocurrency as a mode of payment works on the principles of a peer-to=peer payment system (P2P)., where the parties to a specific transaction have direct involvement without the need to pay fees and disclose any personal and financial information. First off, a cryptocurrency e-wallet must have sufficient balance to cover the transaction, which can be verified by way of the blockchain ledger that records all related digital currency movements.

However, the blockchain ledger uses encryptions when recording such transactions, which can take the form of a long chain of encryptions that connect a block of transactions starting from the moment the digital money first appeared in a blockchain ledger. That being the case, the recording system requires solving or determining which encryptions are related as a way of confirming the validity of the cryptocurrency used for a block of connected transactions.

The blockchain system also puts a particular set of encrypted data through a hash function, which as a test, is expected to generate one hash value. If any one attempts to change even a tiny portion of any of the original encryptions, the altered set of encrypted data will produce a completely unrecognizable hash value. Bitcoin for one uses the SHA-256, an established cryptographic hash algorithm.

Supposing a bitcoin user changed a transaction value even by 0.0001 bitcoin, the hash that will be generated by the chain of encryptions would be unrecognizable based on the SHA-256 system . In such cases, the blockchain network will not confirm a digital currency transaction as valid. .

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What Do Cryptocurrency Insurance Policies Cover?

While cryptocurrency is already growing at a rapid pace, one can find only a handful of insurers offering coverages priced and valued in digital currency. Moreover, as far as blockchain-based car insurance coverage is concerned, the application for this type of car insurance is yet to be developed.

After all, insurance policies are designed to limit the amount of liability that insurers will assume in the event of loss or damage based on agreed terms and conditions. Yet cryptocurrencies are volatile money, which in a near or far future could present a dramatic change in values that will nullify the viability of offering a crypto-valued shield against potential risks. In the same way, client expectations on the amount of coverage for their assets is not assured, since the use of blockchain technology for monetary transactions is still loosely regulated.

The primary challenge for most insurers is the difficulty of calculating the value of possible risks since there is lack of sufficient information on which to develop a model for insurance pricing and valuation.

Secondly, there is still little room for growth, as clients still need to understand how a cryptocurrency insurance protection will work in a way that will not put them at a disadvantage in the long run.

Thirdly, there have been numerous cases of cryptocurrency cyberattacks and scams that make cryptocurrency insurance a less appealing choice of protection.

Some Known Examples of Cryptocurrency Insurance Already Offered

In some European countries like Germany and Norway, the use of cryptocurrency, particularly bitcoin, is already widely accepted and at the same time regulated. As opposed to digital money in the U.S. that has yet to gain legal recognition before American consumers can fully appreciate the significance of a crypto insurance coverage. Nonetheless, the following U.S. based fintech firms have already ventured into the business of offering insurance policies for certain assets:

Bee Nest – Based in San Francisco, California, this fintech collaborated with We Trust a fiduciary company. Together, they developed a blockchain-based insurance model for homeowners. In line with the offering, Bee Nest uses a proprietary digital currency called Bee Token, which the fintech initially introduced as digital currency that can be used in booking accommodations in the San Francisco area.

Guardtime – A fintech based in Irvine, California that partnered with logistics behemoth Maersk in developing a blockchain-based marine insurance. Using what fintechs call as “Smart Contracts,” Guardtime’s cryptocurrency maritime insurance policy offers a way of managing unchanging risks as they occur in the shipping industry.

Lemonade – This insurance company based in New York City uses blockchain-based technology in combination with artificial intelligence in offering cryptocurrency insurance to homeowners and renters. The Lemonade crypto insurance model involves the collection of a monthly premium starting as low as $5 per month, to cover a fixed insurance fee, while the remaining portion is allocated for future insurance claims. Claims for a loss must be made immediately to allow for quick valuation of loss coverage.

If you have been reading this in relation to your search for a cryptocurrency car insurance, and in case you do find some, our advice is not to walk into any such offers blindly. Even when looking for a regular car insurance policy, you have to shop around and make comparisons to make sure you will be getting a reasonable deal and adequate coverage.

The good news s that you can find all pertinent information you need at https://carinsurancesnearme.com/ when in the process of evaluating your options.

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